Protection Options

About the plan

This over fifties life assurance plan comes with guaranteed acceptance up to the age of 79. The partners at Armchair Mortgages believe this over fifties plan offers exceptional value due to the excellence of the Terms & Conditions attached to the policy. Please telephone or email us your date of birth, the amount of monthly premium you would be comfortable with and if you are a smoker or non smoker. We will then email back the amount of cover you are eligible for. If your email includes a telephone number we will assume you are granting us permission to telephone you to discuss your exact requirements. Please note inflation will de-value the amount paid out over a period of time.

Exceptions to the policy

The policy will NOT pay out if your death is a result of one of the following events:

  • Suicide or Participation in dangerous sports or pastimes
  • Taking drugs (other than at prescribed levels) alcohol or poisonous substances,including the inhalation of gases or fumes
  • Not following or seeking medical advice when reasonably expected to do so
  • Intentional self harm or reckless endangerment
  • Participation in riot or civil commotion or any criminal act
  • Flying, other than as a fare paying passenger

Our Client Say

“Armchair Mortgages met my requirements of a Redundancy only policy as my occupation covers me when I am off work due to an accident or illness. After researching the market myself Armchair came up with an unbeatable quotation and dealt with me in a very professional manner. I have since referred them to one of my colleagues at work.”
Mr K from Walsall
“As my wife and I are very disciplined Armchair recommended a Current Account mortgage. We believe this advice will save us thousands of pounds over the term of our mortgage and have no hesitation in recommending their services.”
Mr M from Rugeley