Offices in Birmingham, Coventry, London, Merseyside, Norwich, Oxford, Reading, Staffordshire and Wolverhampton

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Specialises in mortgages and non investment insurances

Armchair Mortgages specialises in mortgages and non investment insurances.  The main areas we cover for insurances involves protecting property, families and income, which are the three key areas many people require advice on from time to time. When advising and arranging mortgages our advice is based on a limited number of lenders and with insurances we use an extensive panel of providers, which we review periodically.

Founded in June 2000 as a partnership, Armchair Mortgages changed its status in May 2014 and is an ethical and professional company, this has been the cornerstone of our success so far. We currently have offices in Birmingham, Coventry, London, Merseyside, Norwich, Oxford, Reading, Wolverhampton and 2 in Staffordshire where the company started.

If we decide to charge you a fee for mortgages you will be informed of the amount upfront and the fee is only payable once the mortgage completes. In other words you pay us for the work we have done and not the work we promised to do.

Please note we have never sold and never will sell PPI as we consider this product to be unethical.

Mortgages

When advising and arranging mortgages our advice is based on a number of lenders which we review periodically.

Mortgages

Our fee is only payable once the mortgage completes. In other words you pay us for the work we have done and not the work we promised to do.

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Building & Contents Insurance

We insure all types of property and the contents, which include any personal possessions you have.

Building & Contents Insurance

We use an extensive panel of insurance providers, which we review periodically.

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Mortgage Protection

A variation of Term Assurance is taken out to protect your mortgage.

Mortgage Protection

In the event of a claim the amount paid out is calculated to pay off the mortgage.

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Life Assurance

Life Assurance policies pay out a lump sum if the policyholder dies.

Life Assurance

Life Assurance policies are set up for a specific period of time and is generally used for family protection.

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Critical Illness Cover

Can be taken out as a separate policy or attached to Term Assurance or Mortgage Protection

Critical Illness Cover

As the title implies this policy pays out a lump sum on diagnosis of a range of critical illnesses and assumes you survive for a period of 14 or 28 days.

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Income Protection

This policy is designed to provide an income in the event of long term illness or disability.

Income Protection

The deferred period  can vary according to personal circumstances and is especially important to those who are self employed.

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Over 50’s Plan

The over fifties life assurance plan comes with guaranteed acceptance up to the age of 79.

Over 50’s Plan

The partners at Armchair Mortgages believe this Over 50’s Plan offers exceptional value due to the excellence of the Terms & Condition.

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Term Assurance

A life assurance policy that only pays out a lump sum if the policyholder dies.

Term Assurance

Set for a specific period of time and is generally used for family protection as the sum assured that is paid out is the same as when the policy started.

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Second Charge Loans

Personalised home owner loans that suit your circumstances.

Second Charge Loans

With many mortgage borrowers locked into fixed rate periods that may be expensive to get out of because of a redemption penalty  the answer may be a Secured Loan.

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Trusted local specialists in mortgages and non investment insurances

Founded in June 2000, Armchair Mortgages is an ethical and professional company,

Our Over Fifties Life Assurance Plan

Our over fifties life assurance plan comes with guaranteed acceptance up to the age of 79. The partners at Armchair Mortgages believe this over fifties plan offers exceptional value due to the excellence of the Terms & Conditions attached to the policy. Please telephone or email us your date of birth, the amount of monthly premium you would be comfortable with and if you are a smoker or non smoker. We will then email back the amount of cover you are eligible for. If your email includes a telephone number we will assume you are granting us permission to telephone you to discuss your exact requirements. Please note inflation will de-value the amount paid out over a period of time.

Armchair Mortgages

  • Reputation

A history of delighted customers and outstanding service.

  • Reputation

Consistently approachable and responsive, so you never feel ignored.

  • Credibility

All of the adviser in our network are approved.

  • Professionalism

Provide service with honesty, reliability and respect.

  • Experience

We’ve a long history of connecting customers with their perfect adviser.

  • Technology

We work harder and smarter behind the scenes to find your perfect match.

Protection

The main areas we cover for insurances involves protecting property, families and income, which are the three key areas many people require advice on from time to time.

Our Client Say

“Armchair Mortgages met my requirements of a Redundancy only policy as my occupation covers me when I am off work due to an accident or illness. After researching the market myself Armchair came up with an unbeatable quotation and dealt with me in a very professional manner. I have since referred them to one of my colleagues at work.”
Mr K from Walsall
“As my wife and I are very disciplined Armchair recommended a Current Account mortgage. We believe this advice will save us thousands of pounds over the term of our mortgage and have no hesitation in recommending their services.”
Mr M from Rugeley